Stand and Start to Quiver free essay sample

I think the scariest fears are the ones that can happen everyday. Fear of spiders and heights are no fun, and I pity anyonewho has a fear of clowns, although we dont usually face thosefears every day. My biggest fear is of failure. It allstarted when I was in elementary school. I had troublelearning as fast as other kids; I never understood as well oras fast. I never knew what the teacher was talking about and Ihad trouble reading. When I didnt study, I failed. Even whenI tried studying really hard, I still failed. Soon I gave uptrying. In third grade my teacher noticed and had me tested.Afterwards my teacher talked to my parents who explained to methat I had dyslexia. I was eight, and had no clue whatdyslexia was. All I knew was that three times a week I had toleave class to work with a tutor. We will write a custom essay sample on Stand and Start to Quiver or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I didnt like school toomuch before this and after I started seeing the tutor, I beganto hate it. Before, I could stay silent in class if there wasa question I didnt know the answer to. Now I had to answerevery question: I could no longer be a wallflower letting theother kids answer question after question. Thenone day I had a breakthrough on a spelling test I had studiedfor all week. Suddenly, all the answers started coming to me;I used techniques my tutor had taught me and they worked.After that test I started to feel more confident and soondidnt need a tutor. Yet, even today, there are times when Ifeel like I dont belong. I fear one day I will go to classand all the other kids will be smarter than me and Ill againbecome that scared third-grader who doesnt want to raise hishand. Thats my biggest fear.

Octaves and Decibels

Octaves and Decibels Octaves and Decibels Octaves and Decibels By Maeve Maddox A reader asks: Can you inform on the usage of . . . octave and decible?   I am of the opinion, that octave deals with human voice and decible deals with noise.   Both words, octave and decibel are terms of measurement. Octave derives from the Latin word for â€Å"eight† and decibel incorporates the Latin word for â€Å"ten.† The words can be used in various contexts. I’ll just address the uses suggested by the question. The words bel and decibel are units of measurement of sound intensity. A bel is A unit, equivalent to ten decibels used in the comparison of two levels of power in an electrical communication circuit. A decibel (db) is one tenth of a bel. â€Å"Bel† is a shortening of the name of inventor Alexander Graham Bell (1847-1922). A bel is A unit, equivalent to ten decibels, used in the comparison of two levels of power in an electrical communication circuit. An octave in the musical sense is an interval embracing eight notes of the diatonic scale. Think of the Do-re-me song in Sound of Music. Doe- a deer, a female deer Ray- a drop of golden sun Me- a name i call myself Far- a long long way to run Sew- a needle pulling thread La- a note to follow so Tea- a drink with jam and bread That will bring us back to do oh oh oh The normal speaking range of the human voice is about 20-50 decibels. Sounds that go above that range become annoying, for example a vacuum cleaner (70 db). Noise becomes painful at 120 db. Sounds above 132 db lead to permanent hearing damage and eardrum rupture. In answer to the question, decibel refers to sound, pleasant or unpleasant, whether it originates in the vocal cords or elsewhere. NOTE: Although both the OED and Merriam-Webster give db as the abbreviation for decibel, Ive been informed by a technical writer that the standard abbreviation is dB. Sources: Gale Encyclopedia of Medicine. Mosbys Medical Dictionary, Oxford English Dictionary Online Etymology Dictionary Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Misused Words category, check our popular posts, or choose a related post below:12 Signs and Symbols You Should KnowHow to Punctuate Descriptions of ColorsWhat Is a Doctor?

As a consequence of the recent recession, firms will concentrate on Essay

As a consequence of the recent recession, firms will concentrate on reducing their costs. Therefore the emphasis put on Corporate Social Responsibility is doomed to end. Discuss - Essay Example Many imaginative business corporations went a step ahead. They integrated CSR initiatives as part of the total business strategies which produced sterling results, and created enormous goodwill for the products of the company. The range of loyal clientele gradually widened. Business leaders thus got an opportunity to learn how to align business goals with social and cultural goals. But suddenly the business world found itself engulfed in recession. It came like the avalanche and the organizations were not ready to face this serious eventuality. The wise saying goes, â€Å"When the Going gets Tough, the Tough get Going!(Ocean,1985) This is the testing time for the grit and heroism of the Corporate Sector. Toby Radcliffe comments upon the issue thus: â€Å"Global recession, embedded in the financial sector, is creating an environment of cost-cutting and streamlining. For leading international saving and wealth management groups, the current economy has produced a particularly challenging environment in which to operate. It has also produced a challenge for sustainability.† When a child is sick, one tends to take care of it more. Ethically speaking, corporate social responsibility is an important part of the business establishment, during recession. The case for CSR is the truest, even when the economy is passing through a period of crisis. To prioritize business in the face of recession, is a prudent function. That approach is just; no questions about it. To think of pruning the CSR budget while things are comfortable, is harmful from the long-term perspective of the growth of an organisation. Funds earmarked for CSR, in addition to direct donations to Non-Governmental and philanthropic organisations, are linked to HR and training programmes, experimental and innovation budgets, promotional and marketing budgets, research and other non-core activities. The management thinks of the cuts in these areas first. But it is again

Globalization and Culture Essay Example | Topics and Well Written Essays - 500 words - 2

Globalization and Culture - Essay Example In my opinion, globalization is a modernizing force than can nurture local cultures and allow them to spread across the world. Globalization is not a destroyer of local cultures and traditions. It is an opportunity for local, regional, and ethnic cultures and traditions to spread and grow. Owing to cultural globalization, cross-cultural contacts have significantly increased. These interactions have shaped the world to be what it is today. For example, religion may be considered a cultural practice. On that note, religions such as Buddhism, Christianity, and Islam all began in specific places of the world (Fu and Chiu 637). Today, thanks to globalization, these religions are practiced in almost every corner of the world. These common religions have been embraced and accepted by different people from all over the world because of globalization. Globalization has enabled the crossing of international boundaries, therefore, allowing cross-cultural contacts that have led to the spread of these religions. This shows that globalization is not a destroyer of cultures and traditions. It is, in fact, a promoter of cultures and traditions (Fu and Chiu 638). Other cultural practices such as traditional music from Africa, for example, have been able to reach the Western world because of globalization. Globalization has allowed locally recorded music to reach audiences from all over the world (Fu and Chiu 639). Also, Anglo-American pop music has been able to spread everywhere through mediums such as MTV. These cultural practices have not been destroyed. In fact, globalization has helped to spread them all over the globe, and they are constantly being accepted by more and more people. Traditional recreational practices such as sports, games, and other leisure activities have also gained popularity in regions that they never used to be practiced before. Football is a good example (Fu and Chiu 640). Language, being part of culture, has also benefitted from

Digital Marketing and Social Media Marketing in Luxury Industry Essay

Digital Marketing and Social Media Marketing in Luxury Industry - Essay Example The emergence of digital and social media marketing have opened up new and exciting ways of branding. Specifically, luxury brands are the ones which have capitalized these relatively newer tools in a most decent and â€Å"luxurious† fashion to design their brand images. The affluent customers of these luxury brands have also joined in the social media sites and their dominating presence is effectively being utilized by the companies to attract the new customer and retain the loyal customers (Kerin, 2010). Reason of choosing the topic The reason of choosing this topic is basically divided into two broader areas such that one area pertains to a specific marketing strategy and the other area relates to the industry on which that marketing strategy is actually applied at. Digital and social media marketing is undoubtedly the most emerging and recent development in the overall marketing strategies whereas luxury industry is the one which faces the most crucial dilemma of getting al ong with this new area of marketing. Methodology This article is composed with a view to emphasize more on the development of digital and social media marketing specifically in the luxury industry. At the beginning, key definitions along with necessary explanations of the digital marketing, social media marketing and luxury industry are discussed. Second part of this paper highlights some brief statistics regarding the development of these marketing strategies in luxury industry.... Users hardly click on banner ads to browse the site of that brand or product, as he/she gets frustrated in getting along to all together to a new web page or new window (Bird, 2007). However, with the emergence of the concept of digital marketing, the orthodox online marketing tools are effectively put to wall as the new digital marketing strategies have replaced them in practical terms. With the invent of digital marketing, marketers especially are highly benefited such that they can track their marketing campaign rather on a wider scope such that they have the availability of real time tracking of marketing campaign (Ryan, 2012). They know that what is being viewed right now, how many times on average, a product is viewed in a day, the response rate of the customers etc. However, each marketing campaign is different from others and thus the feedback which the marketers obtain may remain quite different as compared to other marketing campaigns. 2. Social Media Marketing Social media marketing refers to those strategies in which the marketing campaigns of the companies are launched particularly on the social networking sites mainly including Twitter, Facebook, LinkedIn, MySpace, etc. The existing marketing companies on the social networking sites are gaining much momentum and success because these are the sites on which millions of users are present and it is more convenient for the marketers to catch their attention. Unlike the traditional marketing tools like TV, radio and other channels which are becoming less effective due to increase in number of channel, social media sites however are providing the largest avenue for the marketing companies to attract the

Company and market analysis of lindt

Company and market analysis of lindt In the past 15 years, Paris exposition of chocolate, chocolate is high-grade to global display window. This chocolate panel powerful: chocolate exposition of the famous director, master Pierre Herme J.P. and chocolate is careful Hevin in this year. Their captious and sharp eye is the biggest test of chocolate quality whether materials, recipe or manufacturing process. In Paris, can win the award on chocolate exposition that is obtained by the authority of chocolate. What is worth mentioning, Lindt Swiss chocolate before Ephraim in 2006, has won the accolade. At this moment, is remarkable for Swiss Ephraim 160 years unremitting pursuit of perfect quality of chocolate. Be super taste pure taste of chocolate, chocolate tasting cocoa ultimate sensations. Be in the series, you will find the exquisite Swiss Ephraim chocolate master production process and the art of making bets passion. Select the most fragrant masters of superior quality, selection of cocoa, creates the exquisite raw meticulous, rich full-bodied, chocolate, chocolate is alcohol the perfect example. Super pure taste with intense aromas of cocoa, chocolate, and accompanied by hazeinut, tobacco and honey aromatic. Its rich palate full-bodied, aftertaste making a person is boundless. Chocolate is an elaborate techniques, focus and attention of passion. And Ephraim Lindt Swiss chocolate master this artist. 160 years, their intention creation and improvement of the unique formula, formed Lindt chocolate culture. From the selection of raw materials and the quality of the highest quality ingredients, until finally the exquisite work, make the need of chocolate. Weakness Swiss chocolate producer Lindt Sprà ¼ngli missed its full-year revenue forecast on 20 January despite posting a 5.8% rise in annual sales.The maker of Lindor, Excellence and Ghirardelli chocolate, reported a 5.8% increase in sales in local currencies to CHF2.94bn (US$2.59bn), but missed sales expectations and its own sales growth target.The group had been targeting organic growth of 8-10%.Lindt said the weakness of the euro, pound and dollar had eroded revenues outside its home market.The worldwide uncertainty prevailing in 2009 will probably be more challenging than at any other time in history, the company said.Despite this, Lindt said the results are encouraging. Double-digit growth was achieved in overseas export markets, in Canada, and in northern and Eastern Europe, namely Scandinavia, Russia, Poland and Austria.For fiscal year 2008, and as communicated in its long-term targets, Lindt expects to achieve a 20 to 40 base points improvement in EBIT margin. Moreover,Swiss chocolate giant Lindt Sprà ¼ngli may lose EU trademark rights to the shape and wrapping of its popular Easter bunny line.This follows a European Court of Justice preliminary ruling, which concluded Austrian courts could void the registration, if the trademark was filed in bad faith. Specifically, the court defined bad faith as if Lindt trademarked the design knowing a rival firm already had in the EU an identical or similar sign [and product] capable of being confused with Lindts trademarked design; or if the company applied for the mark to prevent that third party from continuing to use such a [design].The company brought the case against Austrian competitor Franz Hauswirth. Lindt claimed its Easter bunny design was so similar it infringed trademark rights. Hauswirth is resisting the action, which now returns to Austrias supreme court. Opportunity Premium chocolate manufacturer Lindt USA announces the launch of their new TV advertisement featuring Lindt Global Brand Ambassador and Swiss tennis star Roger Federer. The new TV spot Airport, created by agency of record Gotham Inc., is a humorous look into the life of Federer and the irresistible nature of Lindts smooth melting Lindor Truffles. Lindt is also unveiling a special partnership with the Roger Federer Foundation (RFF) that will help raise awareness and funds for the non-profit in conjunction with the Grand Slam tournament in New York. In addition to the ad, Lindt is celebrating perfect matches on the court. For every match Federer wins during the Open, Lindt will donate $1,000 to the RFF. The Foundation primarily focuses its efforts in Africa, offering charitable grant-making opportunities to address the critical challenges in education for disadvantaged children. Chocolate lovers can also get in on the action by visiting the Lindt Facebook page and the Perfect Match Fan Giveaway for a chance to win a Nike duffle bag filled with Lindor Truffles (ARV: $225) every time Federer wins a round during the tournament. Federer was named Lindts Global Brand Ambassador in Oct. 2009 as part of a long-term deal with his favorite chocolate brand. The new TV spot and donation offering are part of an ongoing partnership that coincides with The Perfect Match sweepstakes running through Sept. 12, 2010. Consumers are invited to visit Lindt.com for daily chances to win a variety of premium chocolate prizes and an opportunity to meet Federer at the Lindt Sprungli global headquarters in Switzerland. Threats From a recently new, it can be seen that Lindt notches up record sales, mass market threat lurks 17-Mar-2007.Swiss chocolatier Lindt and Sprà ¼ngli has announced record sales figures during 2004, on the back of improved export sales and burgeoning consumer demand for premium chocolate products in Western Europe, Tom Armitage reports. Traditionally, chocolate with a high cocoa content has failed to find favour with UK and other non-Continental European consumers, although increased advertising spend and improvements to Lindts sales distribution networks have successfully reversed this situation. According to research analysts Mintel, the European premium chocolate sector will soon become inundated with lower-priced offerings from mass market producers, including Nestlà © and Kraft Jacobs Suchard (KJS) notching up the pressure on Lindt, one of the worlds leading luxury chocolate manufacturers.Meanwhile, Lindts share price has fared slightly better than compatriot chocolatier rival B arry Callebaut (the worlds leading supplier of bulk chocolate), increasing by 3.3 per cent during 2005, compared to Callebauts figure of around 1.9. Product Lindt chocolate characteristics are as follows: the Swiss Ephraim 170 kinds of chocolate, Adhere to choose excellent cacao and cocoa butter, Keeping a taste of chocolate after taste, Sweet is smooth, the best of chocolate. Aptly named, this premium range caresses the senses with all the hallmarks of the finest quality chocolate. An even surface and rich matte sheen. A silky feel that quickly softens. The deeply satisfying, earthy taste of perfectly roasted cocoa beans. Discover all the varieties of Lindt Excellence creations. Lindnt chocolate have varieties of types.Excellence 50% Cocoa,excellence 70% cocoa, excellece 85% cocoa, excellece buleberry intense are the main types which are popular in shops. Moreover, excellence 85% cocoa is the most delicious recognized by the most people. Through investation,excellence 85% cocoa lindt chcolate can enliven peoples senses with the ultimate chocolate luxury. With this range people will discover the expertise and craftsmanship of lindt chocolates master chocolatiers in blending the most aromatic cocoa beas with the finest ingredients to create a rich and refined chocolate of intense flavour and elegant texture.excellence 85% cocoa ,an intensely flavoured fine dark chcolate with a strong aroma and full-bodied cocoa taste which is perfectly balanced, being neither bitter nor overpowering.Its ingredients are cocoa mass,low fat cocoa powder,cocoa butter,demerara sugar,natural bourbon vanilla beans, many contai traces of soya lecithin, hazelnuts,almonds and milk.In av erage quantity per 40g serving ,its energe is 884KJ/ ,protein is 4.4g, fat is 18.4g and sugar is 5.6g. Moreover,inspired by a secret recipe, the Master Chocolatiers of Lindt have created a chocolate masterpiece Lindor. The delicious Lindt chocolate shell enrobes a delectably smooth filling. Once you break the shell, the filling will start to melt, and so will you. indnt chocolates beautiful range of Lindor gift boxes make for decadent (and well received) gifts for loved ones. Last, lindt chocolates packing is fantastic. it will give people a kind of high-grade feeling that it is a worthy choice whatever used by themselves or sending to friends,especially to valentines. some lindt chocolate are placed in carton box some are in iron box. some are square and some are round.it is sure that some will also be pakeged in creative way which can add a lot of value. anyway, packing and lables are very important . Price Different lindt chocolate has different prices.However,the differences range is not big, almost from 100g to 150g, whatever white with almonds or white chocolate with a delectably smooth centre, the price is around 3 dollars. However,some lindt chocolate which were packed fantastic or sold in some groups are expensive. some exanples are as follows: Lindt Lindor Milk Choc Box 150g $9.96 Lindt Deluxe $18.99 Lindt Lindor Assorted Choc 150g $11.45 Lindt Lindor Balls Hazelnut Box 150g $11.45 Lindt Lindor Balls Dark Box 150g $11.45 Lindt Lindor Balls White Box 150g $9.95 Gift Baskets, Chocolate Happy Bloom $94.05 Gift Baskets, Chocolate Rose Bloom $65.55 Chocolate Hamper $85.95 Chocolate Bubbles $49.95 Chocolate Delights $79.95 Chocolate Lover Milk Chocolate Pack $59 Chocoholics Dream Dark Chocolate Pack$65 From these exanples it is obvious that the prices is changed due to the packing. actually comparing to other famous brands. lindt chocolate is similar. so it can be seen that lindt is not competitive with price, it is with quality, packing and some creative ideas. Place Lindt chocolate usually are sold in large supermarkets, such as coles and woolworths and it is arranged in some conspicuous placs, such as at the gate or at centre area, in other words, lindt chocolate always is in an obvious place so that it can be found easily and it is convenient to do some promotion activities.Follows are some pitures which can show the situation; Moreover, lindt sometimes will hold some cafe to show varieties of products which are special and delicious,recently in a large hall show a large number of lindt chocolate which are beautiful and attracted. it just like a big chocolate banquet in which chocolate can be enjoyed freely and happily. If someone want tase different chocolate and enjoy the visual experience at the same time,lindt chocolate cafe is defintely a perfect choice. Even though lindt chocolateprice is not expensive.people always has the habit to look for cheaper things in the maximum, for exanple,at $3.49 for 4.4 ounces, Giftswish.com sells Lindt Classic Double Milk Chocolate at the cheapest price. people can buy the recipes for the chocolate on eBay.com for just 70 cents more! Mreover,worldwide chocolate is a great source for Lindt Chocolate,there have the bars for $2.99 a piece or people can buy a case of 12 for $27.97. Amazon.com has them available for $2.99 each with multiple sellers available. shop at http://www.amazon.com/s/ref=nb_ss_gw?url=search-alias%3Dapsfield-keywords=lindt+classic+double+chocolatex=0y=0 Sources: http://www.amazon.com/s/ref=nb_ss_gw?url=search-alias%3Dapsfield-keywords=lindt+classic+double+chocolatex=0y=0 Even someone think CVS is the cheapest place to buy Lindts chocolate and dont buy lindt chocolate in a real store which jack up the price by about 25%. Stores like Giant and Rite Aid typically offer good prices. However, CVS typically has the lowest price when people combine their low beginning prices with their great coupons and can get Lindt chocolate for about 40% off the Lindt store price by shopping at CVS. those are kind persons opinion.However, in my opinion, the real stores are convenient even though it is more expensive . Promotion Lindt chocolate has some strategies to promote during these years.one is gold bunny, the Lindt Gold Bunny is made from the finest Lindt chocolate. He is lovingly wrapped in gold foil and as a special mark of recognition; he has been given a unique red ribbon and gold bell. Over the course of time, the Gold Bunny Milk has become a symbol of Easter and people of all ages know, when they see him, that Easter is not far away.this is a perect way to promote because Easter is a important festival in western countries and the most people will buy chocolate.by the way lindt can sell chocolate on a large scale. The other way to promote is discount.Next merchants that usually carry discount Lindt Chocolate will be introduced. people can look for the Lindt Chocolate coupon code, or use a site-wide coupon or free shipping code that would provide a discount on Lindt Chocolate purchase. Amazon.com is an online retailer of books, CDs, videos, DVDs, toys and games, electronics, kitchenware, computers, and more. The Amazon vision is to be earths most customer centric company; to build a place where people can come to find and discover anything they might want to buy online. If want to get the discount people can follow next details and restrictions. IMPORTANT NOTE: the full details are outlined on the Amazon.com web page that opens with this offer. Read them CAREFULLY because not all items qualify for free shipping. Free Super Saver Shipping for orders over $25 of eligible Amazon.com products (eligible items are indicated as such on their product detail pages). No code required. Select Super Saver Shipping as your shipping speed. If you qualify for FREE Super Saver Shipping but your order also contains one or more ineligible items, youll be charged shipping fees for those ineligible items. Canceling items, combining orders, or changing your shipping address, speed, or preference might affect your orders eligibility for Super Saver Shipping. Applies only to orders with over $25 of qualifying merchandise, excluding gift-wrap charges and taxes, at the Amazon.com, Borders.com, CDNOW.com, Waldenbooks.com, and Virginmega.com Web sites. Excludes items that do not include a statement that they are eligible for FREE Super Saver Shipping next to their price. Also excludes certain oversize items, e-books and e-documents, software downloads, music downloads, and gift certificates. Amazon reserves the right to change or discontinue this offer at any time.Sources: http://www.couponheaven.com/brand.cfm/23483_c18 Moreover, there is also a promotion way that come from  ©The Moodie Report By Salina Christmas. the situation is as follows;MALAYSIA. The latest Lindt chocolate promotion at Kuala Lumpur International Airport (KLIA) has boosted sales and the profile of the brand, according to chocolate retailer Chocolate Sales Supplies , this promotion is find tool from the brand and it is successful and reflects the dynamism of Lindt as the leading Swiss chocolate brand, said Chocolate Sales Supplies Group Marketing Manager Shereen Lau. Conclusion Lindt Sprà ¼ngli is recognized as a leader in the market for premium quality chocolate, offering a large selection of products in more than 100 countries around the world. During more than 160 years of Lindt Sprà ¼nglis existence, it has become known as one of the most innovative and creative companies making premium chocolate, with six production sites in Europe, two in the USA and distribution and sales companies on four continents. Even though some tiny problems ,lindt chocolate is perfect among chocolate markets and its future will be better and better.

Free Awakening Essays: A Reader Response :: Chopin Awakening Essays

A Reader Response to The Awakening  Ã‚   I had not read The Awakening before, and these notes are on a real â€Å"first reading† , and as a result deal mostly with my emotional response and thoughts on the style and general content of the story, I enjoyed the language and the â€Å"texture† of the writing. The subtle characterizations were done well, although the introduction of the characters seemed a bit unclear at times. The languid pace of the novel seem to fit the story and location of the action on one level, but seemed at odds with the violent, brash , turbulent nature of the emotional heart of the novel, Edna’s trying to connect to her true self. I often found myself wanting things to move on. At times the writing reminded me of Hemingway(of all people) in its description of eating and drinking , small actions that tell a lot about a character, and frequent use of French or Spanish phrases within the text: â€Å"Robert rolled a cigarette. He smoked cigarettes because he could not afford cigars,...† (44) â€Å"She was hungry again, for the Highcamp dinner, though of excellent quality, had lacked abundance. She rummaged in the larder and brought forth a slice of â€Å"Gruyere† and some crackers. She opened a bottle of beer...† (116) â€Å"Well, good-by, a jeudi,†...(108) â€Å"The sun was low in the west and the breeze was soft and warm.†(53) But unlike Hemingway, I often got the feeling that Chopin did not trust either her writing and the images and metaphors she used, or the reader to understand her more subtle sections. She seemed to feel often that she had to go back and tell the reader what a certain image or action â€Å"really† meant , as if we wouldn’t understand. It was difficult, especially at first, to identify with Edna. I thought at first that this woman just had too much time to think and little else to do with her life,(Which ultimately might be Chopin’s point). A woman with so little to really â€Å"worry about†, in the context that most of us have daily problems, mostly of a material kind, to take up our thoughts. Also. her reaction to her children,(as well as her husbands), made me feel for them.(This was the first thought that came into my mind when Edna walked into the ocean. Is finding freedom for our soul synonymous with freedom from our responsibilities?

About The Penan Tribe Architecture Essay

The reappraisal that I would wish to do among the 5 folks that acted by the Bruce Parry is the Penan folk. First of all, I would wish to present briefly about the character of Bruce Parry. Bruce Parry is an militant that venture into the most distant country of Sarawak province in Malayan Borneo. He believes that the lone ways to cognize more about the civilization anthropology and cognition for a folk is to hold a participant observation in his fieldwork. Participant observations mean that life within a given civilization for an drawn-out period of clip, and take portion in its cultural day-to-day life in all its profusion and diverseness. The Penan is a mobile native that roved on the land of Sarawak Borneo and some other parts on Brunei Bandar Seri Begawan. Nowadays, the figure of Penan had officially stated approximate to 10,000 people and around 350-500 of them are mobile that scattered over Ulu Baram, Limbang, Tutoh and Lawas of Sarawak.( Figures retrieved from: hypertext transfer protocol: //www.survival-international.org )The present Penans are consisted with settled, semi-nomadic and entire mobile communities that to the full depend on the wood merchandises. In Penan society, the indigens are extremely developed in an classless society and small gender division. It means that the societal stratification among the adult male and adult females are about equal. For case, the adult male and adult females shared most of the jobs among them. Such as, garnering the forest merchandise and extracted sago from the sago thenar, but they are still some portion of jobs that dominated by male, for illustration, runing in the wood. Penan is a group of native that practiced the rite of â€Å" Molong † which means that â€Å" ne'er take more than necessary. † The bulk of the Penan indigens are work as mobile hunter-gatherers. The mobile Penan normally moves in group that consisted about 40 people included kids and old people. They do non stayed for a long clip in a peculiar topographic point. The period of clip that they stay is depend on the resources at the topographic point that they stayed and when the resources became fewer, they will take other suited topographic points and moved once more. The mobile Penan indigen that lived in the wood was really much depending on their traditional diet-Sago that amylum from the Sago thenar. Once, the Sago thenars are matured and to the full grown, the sago thenar trees will be cut down. The leader of the roll uping sago thenar will do certain an sum of sago starched is adequate for each household and kept adequately for their supply. After that no more sago thenar will be chop down until they are ran out of nutrient. Besides that, the Penan indigen besides preys on wild animate beings like wild Sus scrofas, mouse cervid and monkeys. The huntsmans Hunt by utilizing a blowtube, made with the Belian wood and carved out with a bone drill. The toxicant darts that they used are made from the sago thenar ‘s tree bark and on its tip ; the Penan dipped it with sort of powerful toxicant latex that extracted from a tree from the wood. However, the Penan indigens besides cultivate the planting of Paddy and domestic animate being genteelnes s for their ain nutrients non for gross revenues. Furthermore, I would wish to discourse briefly about the Penan civilization alteration, the mobile Penan move in groups and they have their ain kin districts, the groups are consisted of a household of five or six members and some household even consisted of 30 people. The mobile Penan will go forth their oldselap( huts ) and travel to another sphere of wood when their sago supplies are exhausted. The Penan indigens ‘ ownerships are few and everything is carried in simple with a strong back packs made from Calamus rotang. Selap are made from thick poles tied together with rattan strips. Every household has one hut for life and a smaller 1 for kiping. The bulk of the roofs are tarpaulins and there are rarely roof made by elephantine thenar leaves. The floors are four pess off the land and above a fireplace of clay are two wooden racks for hive awaying cookery equipment and drying fire wood. In the facet of stuff civilizations, merely Penan seniors frock in anything coming traditional frock, with â€Å" chawats † ( loin fabrics ) , bands on their legs and carpuss and big holes in their ear lobes. Presents, the Penan indigens are doing the tattoos by themselves which is about like prison tattoos. Merely few Penan now go in barefoot, most of them are have oning cheap, plastic football boots with rounded he-man to protect their pess. In add-on, I would wish to discourse about the arms that are used for runing. For illustration the Penan ‘s blowtubes, which calledkeleput, are about 6 pess long and made from one solid piece of Fe wood in approximately 2 hebdomads. The hole is made utilizing a long metal saloon with a screwdriver-like tip, which is merely driven into the wood and turned, over and over, so construct a gigue for it. Then, attached to the terminal of the blowtube is a metal spear caput, attached with Calamus rotang and rubber-like rosin. This is used for killing big hurt animate beings and offers protection from wild animals. The much shorter blowtubes are sometimes made for runing at close scope in dense wood. Another arm used for hunting is poison darts. The procedure of doing the Penan toxicant darts is cutting off the bark of the tajem tree to pull out milklike latex that is warmed over a fire to bring forth the toxicant. Tajem interferes with the operation of the bosom, doing deadly arrhythm ias. Blowpipe darts are made from palm fronds with a lightweight stopper to do an airtight seal. Darts with metal tips ( cut from Sn tins ) are used for large game like cervid and bearded hog, whilst those for little game are merely sharpened before being dipped into toxicant. The last arm used by Penan huntsmans is knives. The Penan huntsmans are transporting two knives. The first knife is called apoeh, is big and machete-like and used often. The 2nd knife is called darhad which is much smaller knife and is used for cutting meat, paring blowtube darts and all right work. Both knives are carried close together in separate sheathes, sometimes wooden, now frequently plastic. Besides that, in the facet of faith believe for Penan indigen, the Penan have been change overing their animism belief to Christianity since in the 1930s. Harmonizing to the functionalist Emile Durkheim,â€Å" faith is a incorporate system of beliefs and patterns relative to sacred things, that is to state, things set apart and out beliefs and pattern which unite into one individual moral community called a Church, all those who adhere to them. †( Robert Van Krieken, Daphne Habibis, Philip Smith, Brett Hutchins, Michael Haralambos, Martin Holborn, 2006, page 390 ) However, some of the Penan indigen still holding a strong believe in myths and liquors. The Penan leaders still pattern the rite of blood treaties with neighbouring folk when making the political understanding. The rite of blood treaties was believed that anyone who breach of this treaty will do to purging of blood and a violent decease. Furthermore, in the facet of economic for Penan native, most of the Penan are work as a huntsman gatherer in wood and selling the chief resource of the wood which is sago. The economic system can be defined as a system of production, distribution, and ingestion of resources, including the cultural belief that supports economic procedures. During the colonial times, the British authorities will set up trading missions calledtamunear to the woods of the Penan to offered forest merchandises likedammar( now used in eco-paints ) , rattan mats and baskets, rhino horn,gaharuwood ( or eagle-wood ) , wild gum elastic, monkey bilestones ( for Chinese medical specialty ) , measures of hornbills, and cervid antlers. These points were traded for fabricating goods like knives, cooking pots and scatterguns. None of these forest merchandises are now abundant, but many Penans will sell surplus meat to logging cantonments. The Penan indigen besides sold the high quality gaharu from gaharu tree but tha t can take old ages to roll up. Gaharu is used as incense, for medicative and spiritual intents, and as a aroma in the Middle East states. For the division of labour for Penan, the adult male will ever travel for hunting and the adult female will by and large garner the sago from the sago thenar tree and make the house chores. The form of economic subsistence for Penan indigen is scrounging. They are scrounging in groups for wild workss and runing for wild animate beings like wild Sus scrofas and mouse cervid.

Interest Rate Risk

INTEREST RATE RISKQ1. Which of the following correctly defines Basis Risk? (MCQ)A company having a variable interest rate for a specific loanA company having a fixed interest rate for all loansThe risk of the difference of interest rate amount set on assets & liabilitiesA company has a similar quantity of assets & liabilities, having a different basis for their floating rate(2 marks) This information relates to Q2 & Q3.Rotec Co wants to borrow $30,800 in two months' time ; is seeking to save them from any interest risk. The bank has explained an agreement to provide hedging for Rotec Co. This agreement can lock interest rates for future. The borrowing will be for three months. The forward rate agreement is as follows: 2 months V 3 months 3% – 4.5%2 months V 5 months 4.2% – 5.1% Q2. Calculate the interest amount to be paid if the actual rate will be 3% in two months' time? (MCQ)$161.7$231$392.7$924(2 marks) Q3. Calculate the refund amount by the bank if the actual rate will be 6.3% in two months' time? (MCQ) $46.2$92.4$138.6$161.7(2 marks) Q4. A company is looking at the following options to hedge itself from interest risks. Which of the following will support the cause? (MRQ) SmoothingMoney market agreementsMatchingDealing with home currency(2 marks) Q5. A yield curve is a relationship between yield ; maturity dates of similar bonds. Select the appropriate yield curve. (P;D)Short-term bonds have lower yield due to their risk Long-term yields have lower yield due to the downfall in the economy Short/Long – term bonds provide a close equal yield FLAT YIELD CURVE NORMAL YIELD CURVE INVERTED YIELD CURVE(2 marks) Q6. Select the appropriate theories in relation to different interest rates on different securities. (P;D)Investors needing high returns for long-term security contracts The assumption by an investor that higher interest rates are due to future inflation Security markets are separate from each other ; have distinct customers GOVERNMENT POLICY MARKET SEGMENTATION THEORY LIQUIDITY PREFERENCE THEORY EXPECTATION THEORY(2 marks) Q7. Select the appropriate option relating to the usefulness of the yield curve. (HA)Yield curve may indicate the economy position TRUE FALSEYield curve may be helpful in decision making with respect to loan ; but not interest TRUE FALSE(2 marks) Q8. Which of the following contract have long-term validity? (MCQ)Currency FuturesInterest rate OptionsInterest rate Swaps Forward rate agreements(2 marks) Q9. Select the appropriate option in relation to interest rate futures. (HA)If the need for Borrowing, Selling the futures now ; Buying them back at the close date TRUE FALSEIf the need for Deposit, Selling the futures now ; Buying them back at the close date TRUE FALSE(2 marks) Q10. Which of the following statements is correct? (MCQ)Currency futures have a range of closeout datesInterest rate options are cheaper than Forwarding rate agreementsForward rate agreements lapse if unused in the given time periodSwaps are unable to be exercised if the amount ; time periods are different(2 marks) Q11. Yakut wants to borrow money from the bank in three months' time by using a collar transaction. Which of the following statements are true in relation to the collar transaction? (MRQ) Yakut will buy a cap agreementBank will buy a cap agreementYakut will sell a flooring agreementBank will sell a flooring agreement(2 marks) Q12. Uma Co wants to deposit money into Hale Ltd, a banking institution. Hale has offered a collar transaction. Which of the following statements are correct? (MRQ) Bank will sell a cap agreementUma Co will sell a cap agreementUma Co will sell a flooring agreementBank will buy a flooring agreement(2 marks)INTEREST RATE RISK (ANSWERS)Q1. DA company having a variable interest rate for a specific loan (Floating interest rate risk)A company having a fixed interest rate for all loans (Fixed interest rate risk)The risk of the difference of interest rate amount set on assets & liabilities (Gap risk)A company has a similar quantity of assets & liabilities, having a different basis for their floating rate (Basis risk) Q2. CInterest Payment = [30,800 Ãâ€" (3% Ãâ€" 3/12)] = $231Payment Extra = [30,800 Ãâ€" ({5.1 – 3} % Ãâ€" 3/12)] = $161.7Total cost = 231 + 161.7 = $392.7 Q3. BInterest Payment = [30,800 Ãâ€" (6.3% Ãâ€" 3/12)] = $485.1Refund = [30,800 Ãâ€" ({6.3 – 5.1} % Ãâ€" 3/12)] = $92.4Total cost = 485.1 – 92.4 = $392.7 Q4.Smoothing, Maintaining a balance between fixed & floating borrowing rates (Correct)Money market agreements not exist (Incorrect)Matching, Matching assets & liabilities with same interest rates (Correct)Dealing in home currency, the technique of dealing foreign currency risk (Incorrect) Q5.Short-term bonds have lower yield due to their riskNORMAL YIELD CURVE   Long-term yields have lower yield due to the downfall in the economy INVERTED YIELD CURVE Short/Long – term bonds provide a close equal yield FLAT YIELD CURVENORMAL YIELD = Sign of economic boom INVERTED YIELD = Sign of economic recessionFLAT YIELD = Sign of transition from boom to recession or vice versa Q6.Investors needing high returns for long-term security contracts LIQUIDITY PREFERENCE THEORY The assumption by an investor that higher interest rates are due to future inflation     EXPECTATION THEORY Security markets are separate from each other & have distinct customers   MARKET SEGMENTATION THEORY The government policy of keeping interest rates high may effect in keeping short-term interest rates higher than long-term rates. Similarly, a government may also keep very low short-term interest rates. Q7.Yield curve may indicate the economy position TRUE Yield curve may be helpful in decision making with respect to loan & but not interest FALSEYield curves help in both loan & interest decision making. Q8. CAll other agreements are less than a year. Q9. If the need for Borrowing, Selling the futures now & Buying them back at the close date TRUE If the need for Deposit, Selling the futures now & Buying them back at the close date FALSEIf the need for Deposit, Buying the futures now & Sell them back at the close date Q10.Currency futures have a range of closeout dates, has specified date (False)Interest rate options are cheaper than Forwarding rate agreements, are expensive (False)Forward rate agreements lapses if unused in the given time period, have to close out at the given time (False)Swaps are unable to be exercised if the amount & time periods are different, it can only be exercised if timing & the amount are same hence (True) Q11. Yakut will buy a cap agreementYakut will sell a flooring agreementCap is an interest rate ceiling limiting the interest rate. Floor sets a lower limit of interest rates. Q12.Bank will sell a cap agreementBank will buy a flooring agreementCap is an interest rate ceiling limiting the interest rate. Floor sets a lower limit of interest rates.

Voss Essays

Voss Essays Voss Essay Voss Essay VOSS Bottled Water Voss Inc. is a company established in 1999 which bottles and distributes Artesan water. The source of this water is a pristine aquifer in South Norway. It is packaged in a uniquely designed and patented cylindrical shaped glass bottle and sold at a premium price. Some of the Hollywood actors and celebrities have been spotted using this premium bottled water. Its close competitors are Fiji and Perrier who offer pure water at a premium price. Differentiation Based Strategy The founders of Voss, Christian Sandberg and Chris Harlem, recognized enormous potential for ultra premium bottled water from Norway after doing an extensive around the world research. Artesan water is the most purest form of water available and thus used as a unique value proposition to target the ultra premium segment. Differentiation point 1 : Purest Water It is recognised as the purest form of water by FDA and has recorded the lowest TDS of any bottled water ever tested by FDA. So, in a way it is a unctional product that is uniquely different from any other product in the market. Differentiation point 2 : Unique and patented packaging – Luxury Image According to a study, in the ultra premium bottled water segment, when people buy water it is for image and not just water. Voss roped in Calvin Klein’s former creative director Neil Kraft to design the packaging. He came out with a sleek cylindrically designed glass bottle when everybody else was offering plastic bottle s in traditional bottle shapes. The design was later patented by Voss. Voss, through its product offering, provides a unique value (purest water and image of Luxury /Exclusivity) which other competitors were not able to offer in the ultra premium segment. Value Creation and Delivery (Mechanisms) Value 1 Product offering : Purest water drawn from Artesan well in pristine South Norway. No human intervention. The water is drawn from an aquifer by pressurizing the impermeable layer of rock and ice without the use of mechanical pumps. Product Quality and consistency is unquestionable since no mechanical/manual process is required to purify water. Customer is always certain to get purest water when they buy VOSS. Value 2 – Luxury Image/Exclusivity : It is a market driving product. The strategy is to create exclusivity and associate luxury with the product. This is achieved by aligning all the marketing processes in a way that this value of luxury and exclusivity is delivered effectively. Price – Ultra premium pricing helps in targeting the right segment i. e. rich and affluent (exclusivity). Patented Designer Glass bottle – Unique packaging gives it an edge over others and helps in positioning and targeting the ultra premium segment Controlled Supply Sold almost exclusively through high-end hotels, restaurants, clubs and speciality stores (VOSS Red PET bottle). Voss‘s exclusivity is derived from the fact that Voss is served on the tables of the finest restaurant and lounges in the rooms of the most luxurious hotels and beachside at the trendiest resorts around the world. Voss is not available at retail outlets like 7-11 or corner convenience stores. Promotions – No discounts or giveaways to maintain its brand image of luxury. Advertisements Heavily relies on PR activities and viral promotion which further reinforces its positioning of unique brand. It does not engage in run of the mill advertising like other water companies and stays away from the crowd. Associations with Ultra premium brand ambassadors like Madonna, George Clooney, Lindsay Lohan are used as promotional activities. The product offering as well as the aura of exclusivity/luxury gives customer a feeling of pride to consume Voss water and pay a premium price for the same. Key Resources that create value Source of Water : The source of water in Norway is a unique and sustainable resource in itself. Target Segment : Targeting the ultra premium segment is a key to the strategy as the product has most value to this segment. The competition in this segment is not as intense as it is in the bigger mass market. This means less investment in promotions / discounts / advertisements. This is a sustainable strategy as this segment will always value a quality product that gives them image value as well. Distribution Channels : Controlled distribution follows from its strategy of targeting. By availing its product in upscale restaurant / bars / peciality stores gives them advantages as under: 1. Signals that it is not part of the crowd (mass market) 2. Developing strong relationship with the premium restaurants and bars 3. Helps in controlling the price Bottle design: They have a first mover advantage in introducing a patented designer bottle in the market. This is patented and hence cannot be copied. Advertisement/promotions/brand associations: No TV advt. and no discounts. Brand associat ions and viral campiagns are a very important part of the strategy and that is the only promotion method that VOSS uses. Run of the mill advt. will put in the same league as other bottled waters in the market. Strategic Alignment: It is critical to note that the strategic alignment of all elements of strategy is what makes the marketing strategy of VOSS extremely successful. The strategy driven by differentiation (purest water and associating it with image – great design) is ably support by targeting/segmentation of premium segment. This combined with premium pricing and controlled supply helps in positioning. This then followed up with appropriate promotional strategy makes their mkt strategy work. This alignment gives them a distinct advantage which is sustainable and difficult to copy. As rightly pointed out in Business strategy, the competitive advantage emanates from management of the core resources of the firm and VOSS seems to be doing it pretty well. Opportunities and Challenges Growth is one of the biggest challenge for VOSS as the ultra premium segment is not a very fast growing segment. Some options for growth are :- Expand internationally in Emerging markets : The ultra rich segment is growing very rapidly in emerging economies like India and China. It may be a good opportunity for VOSS to enter these markets. Though there are challenges of imitation and localisation. Also, will that mean that it will affect its brand as may be people may start doubting its exclusivity? Enter the lower end of market : This is a tricky one. This is the fastest growing and biggest segment of the market. However, capturing this means going against its core segment and strategy. Though it may choose to develop its separate brand (VOSS Red) and push it in the Retail channel. However, before doing that it has to do a proper study and research on whether this will impact its premium brand (VOSS silver) or not. Flavoured Water : This is another option where it can do product enhancements and enter the flavoured water market. However, this may put it in the same league as other flavoured waters (no differentiation point-cannot claim it as purest flavoured water) Whatever is done, one thing is for sure that it is very difficult for VOSS to deviate from its core strategy of superior product offering which right now sets it apart.

Floodgates of litigation Essay Example | Topics and Well Written Essays - 1750 words

Floodgates of litigation - Essay Example Thus, there is some eminent fear that giving certain ruling in some cases has the likelihood of opening floodgates of litigation, which may overwhelm the courts and thus affects their efficiency, owing to the fact that there are still many cases and issues pending in courts, which have not been resolved yet1. However, this issue is controversial, since there is a feeling that; considering the aspect of opening floodgates of litigation while making legal determinations is unjustifiable. This is because, such a consideration is not part of the interpretation of the law, which is the prime function of the courts that separates them from the other arms of the government, so that they can act independently in interpreting the law2. Therefore, this discussion seeks to investigate why courts are concerned about floodgates of litigation, with a view to assessing where within the tort of Negligence, an evidence of this concern can be identified. The advocates of the concept of the floodgates of litigation argues that if a court takes certain course of action, it is likely to lead to a dramatic increase in legal litigations, which may affect the courts ability to discharge its duties. This is because; the court may not even be able to address other cases effectively due to the unmanageable number of litigations3. On the other hand, the critics of the concept of floodgates of litigation observes that making such a consideration while giving a legal determination is against the mandate of the courts, since there is no evident principle that provides for the courts to consider workload as a factor, while making a legal determination2. ... There are certain clauses of the law that seem to be so much ambiguous, so that their truthful interpretation becomes impossible4. Such clauses are vivid in their definition of terms, or provision of remedies, that the judges cannot apply them with certainty while determining cases. In the cases of such confusing rules, there are chances that giving a certain interpretation of such clauses would pave a way for further parallel interpretations, which would see many cases introduced to the courts, based on the same or the parallel interpretations made5. In this respect, it becomes necessary to invoke the concept of floodgates of litigation by the judges, so that they can prevent the occurrence of parallel interpretations and the consequent dramatic increase in the number of cases filed with the courts, based on such interpretations. It is upon this observation that a judge can look into the effect of giving a certain legal determination, and thus decide to forfeit it, based on the fact that it may lead to the introduction of an overwhelming number of cases to the courts. The second circumstance, under which the courts may be compelled to invoke the concept of floodgates of litigation, is under situation s where the provisions of the law are overly broad6. There are certain clauses of the law that can be interpreted so widely, that the interpretation will encompass some elements that contrasts previous interpretations, or gives new interpretations of the law that had not been applied previously. In case of an overly broad clause which leads to a contrasted interpretation with preceding legal interpretations, chances are high that the parties involved in such

Racism Essay Example | Topics and Well Written Essays - 250 words - 5

Racism - Essay Example This study is done because of such difference in physical location (Donaldson & Karen 37). Anthropology also studies various human races to help them determine how their lifestyle is connected to their past in relation to communication, culture and behaviors. Throughout scientific studies, there has been no proof of biological differences among individual because of race, it should be noted that all human are equal irrespective of their skin color, language, religion and culture. Scientific researchs shows that race is just a social aspect that has nothing to do with our biological and genetic origin. Race, according to various human activists, should not be the reason why certain individuals are looked upon as less human in our institutions and within the larger community. We should all start to look at one another in a different perspective because of the important things that we have learnt through them. Everyone should take it as a personal initiative to promote the spirit of togetherness to enable us make the world a better place for each